Business Insurance

Business insurance needn’t be a complex process. We are proud to offer bespoke and tailored solutions and jargon-free policy explanations.

We can cover a diverse range of businesses and policies, from shop insurance to contractors.

If you are a business owner or are responsible for arranging the insurance for a business, it is important that the insurance you have provides for both your Statutory Insurance Requirements and protects the vital areas of your business. It will be important to you that the financial consequences of a loss are adequately covered and will allow the business to continue trading.



Our Commercial members of staff have extensive experience & knowledge of a vast array of businesses and we believe getting to know our clients and understand their business is the only way of making sure the correct insurance covers are provided.

As business insurance can be very confusing and technical, we believe you must seek specialist advice and cannot obtain suitable cover from an online provider, especially as if you “get it wrong” you could lose everything.

We act for a wide range of businesses from the sole trader to the multi-million pound international group.

Our aim is to give Professional Knowledgeable advice in a friendly manner, taking account of the individual needs of the business concerned and provide an insurance package which meets the client’s requirements & financial resources.

Business Insurance covers many different types of insurance policies and includes:
  • Shop Insurance
  • Office Insurance
  • Combined Liability
  • Business Combined
  • Business Travel
  • Contractors All Risks
  • Computer All Risk
  • Engineering Inspection
  • Engineering Breakdown
  • Goods In Transit
  • Group Personal Accident
  • Hotel / Guesthouse
  • Restaurant / Takeaways
  • Group Private Medical
  • Legal Expenses
  • Marine
  • Motor Trade
  • Warehouse Keepers

Your cover requirements will of course depend very much on the nature of your business but there are several important areas for consideration, including:

  • Buildings
  • Contents
  • Computer Systems
  • Stock
  • All Risks
  • Employers Liability
  • Public & Products Liability
  • Legal Expenses
  • Business Interruption
  • Contracts Works
  • Engineering Insurance
  • Statutory Inspection
  • Goods in Transit
  • Marine

Business Combined

One less thing to remember: Our tailored commercial combined insurance will suit your business needs in a single policy with just one renewal date.

With a Business Combined policy, you can merge all your insurance covers into one unique package.

From manufacturers, distributors and wholesalers, we have flexible polices that suit a business of all shapes and sizes.

This list is not exclusive and there are many other covers available for specialist trades.


Like most insurance policies, there are some limitations and exclusions. Please speak to our a member of our team for more information.

Tel: 01553 770 112

Email: enquiries@ibainsurance.co.uk