Business Insurance

If you are a business owner or are responsible for arranging the insurance for a business, it is important to you that the insurance you have provides for both your Statutory Insurance Requirements and protects the vital areas of your business. It will be important to you that the financial consequences of a loss are adequately covered and will allow the business to continue trading.

Our Commercial members of staff have extensive experience & knowledge of a vast array of businesses and we believe getting to know our clients and understand their business is the only way of making sure the correct insurance covers are provided. As business insurance can be very confusing and technical we believe you must seek specialist advice and cannot obtain suitable cover from an online provider, especially as if you “get it wrong” you could lose everything.

We act for a wide range of businesses from the sole trader to the multi-million pound international group. Our aim is to give Professional Knowledgeable advice in a friendly manner, taking account of the individual needs of the business concerned and provide an insurance package which meets the client’s requirements & financial resources.

Business Insurance covers many different types of insurance policies and includes;

Shop Insurance Office Insurance Combined Liability
Business Combined Business Travel Contractors All Risks
Computer All Risk Engineering Inspection Engineering Breakdown
Goods In Transit Group Personal Accident Hotel/Guesthouse
Restaurant/Takaways Group Private Medical Legal Expenses
Marine Motor Trade Warehouse Keepers Liability

Your cover requirements will of course depend very much on the nature of your business but there are a number of important areas for consideration. These could include:

Computer Systems
All Risks
Employers Liability
Public & Products Liability
Legal Expenses
Business Interruption
Contracts Works
Engineering Insurance
Statutory Inspection
Goods In Transit

This list is not exclusive and there are many other covers available for specialist trades.